update pricing docs

Author: MatthewDailey

usage/pricing.mdx

@@ -3,20 +3,26 @@ title: "Pricing"
 description: "Plans and add-ons."
 ---
 
-## Plan Tiers
+## Plans
+Ref offers plans for individuals, teams and organizations. If you have questions, reachout to `help@ref.tools`
 
-- Free: $0 per user with 200 starter credits.
-- Basic: $9 per month with 200 starter credits and $9 per 1,000 extra credits.
-- Pro: $20 per month with 200 starter credits and $20 per 1,000 extra credits.
-- Team: $9 per member per month. Credits start at 0 and share 1,000-credit add-ons at $9.
+### Individual 
+- **Free**: $0 with 200 starter credits that never expire.
+- **Basic**: \$9 per month with 1000 credits per month. $9 per 1000 additional credits.
 
-## Expect Typical Usage
+### Team
+- **Free**: $0 and member starts with 200 credits that never expire.
+- **Team**: \$9 per member per month for a shared pool of 1000 credits per teammember. $9 per 1000 additional credits.
+- **SSO add-on**: $200 per month to enable SSO for your team.
 
-- Budget for roughly 20 tool calls per week per active seat.
-- Scale credit packages when agents perform deep investigations.
+## Credits and expected Usage
 
-## Add-On Credits
+Ref uses a credit system to support multiple user-types with a single straight-forward billing system.
 
-- Buy credits in 1,000 unit bundles tied to the active plan.
-- Charges settle through the Stripe customer portal.
-- Add-ons post instantly to the shared credit balance.
+**For most individual developers**, 1000 credits is way more than you'll use in a month. The Free and Team plans should feel like a subscription with predictable pricing and you will rarely, if ever, run out of credits.
+
+**For agent developers** who want to deploy Ref as part of a coding agent, you can use a single API key for all your users and buy additional credits. Your cost will scale with your usage.
+
+## Managing your subscription
+
+Basic and Team subscriptions can be managed through your Stripe portal. You can access this at [ref.tools/account](https://ref.tools/account) for individuals and [ref.tools/team](https://ref.tools/team) for teams.